Building for Return Starts with the Right Foundation
Building a new investment property is one of the most powerful ways to grow your wealth -especially in a high-demand region like Albury-Wodonga.
But while the idea of a brand-new, low-maintenance property sounds great (and it is!), there are a few key things every savvy investor should know before getting started.
In this guide, we’ll cover the three most important things every investor needs to consider before they build – from upfront financial planning to rental yield and long-term value. Whether you’re a first-time investor or adding to your portfolio, these insights will help you make confident, informed choices that pay off in the long run.
1. Understand the Total Cost of Building – and Lock It In
When it comes to building an investment property, your first focus should be budget certainty. Nothing erodes your returns faster than unexpected cost blowouts during the build.
What to consider:
- Fixed price contracts: Make sure your builder offers a contract that clearly outlines all inclusions upfront. This helps avoid surprise costs down the track.
- Site costs: Always factor in slab upgrades, soil tests, and site works – they vary by location and can add up quickly.
- Financing costs: Understand how your construction loan is structured, especially if it includes interest-only repayments during the build.
Why it matters:
Knowing what your build will cost from day one protects your cash flow and helps you calculate rental yield and return on investment more accurately.
Peter Bowen Homes Tip: All of our builds come with a genuinely fixed-price contract – what you see is what you pay. We include site prep energy energy-efficient featureses and driveways so your property is ready to rent the moment it’s complete.
2. Choose the Right Design for Rental Appeal and Low Maintenance
Not all home designs are created equal – especially when you’re building to invest. The goal is to choose a home that tenants love to live in, stands up to everyday wear, and keeps maintenance costs down.
What to look for:
- Tenant-friendly layouts: Think open-plan living, multiple bathrooms, and flexible zones for professionals or families.
- Durable finishes: Hard-wearing flooring and quality tapware all matter.
- Energy efficiency: Tenants appreciate lower energy bills – look for solar, double glazing, and strong insulation.
Why it matters:
The right design helps reduce vacancy periods, encourages long-term tenants, and minimises maintenance costs – all of which support better rental returns.
Peter Bowen Homes Tip: We offer pre-designed plans optimised for investment with curated inclusions that make selections simple. And because sustainability comes standard, every new Peter Bowen home includes:
- A 6.6kW solar system (with a 10-year guarantee)
- Double-glazed windows
- Fully insulated ceilings and external walls
3. Location Is Everything (Even When You Build New)
We all know that location is crucial when buying – but it’s just as important when you’re building. Where you choose to build can determine your rental demand, tenant quality, and future capital growth
What to consider:
- Rental demand: Is the area popular with tenants? Who are you targeting – families, professionals or students?
- Proximity to amenities: Schools, public transport, parks and shops are all highly valued by renters.
- Future growth: Research zoning changes, infrastructure project,s and local market trends.
Why it matters:
Building in a high-demand area means better returns, lower vacancy rates, and strong long-term growth.
Peter Bowen Homes Tip: We have investor-friendly house and land packages in high-demand areas across Albury-Wodonga, including:
- Brooklyn Fields, Thurgoona: Close to schools, CSU, and family-friendly amenities.
- Wattle Glen & Somerset: Popular new estates with strong demand and growth potential.
- Corryong: A great choice for lifestyle renters and regional professionals.
Bonus Tip: Work With a Builder Who Understands Investment Goals
Not all builders understand what investors need. You want a partner who knows the numbers, timelines, durability and tenant-ready features that matter most.
At Peter Bowen Homes we’ve helped thousands of investors build turnkey properties that are ready to rent from day one. Our fixed-price promise, fast build timelines, and investor-focused design make building your rental property simple – and profitable.
Building an investment property can be one of the most powerful ways to grow your wealth – if you get the foundations right.
By locking in on a fixed budget, choosing the right design for tenants, and building in the right location, you give yourself the best chance at strong returns with minimal stress.
At Peter Bowen Homes, we’re here to help – with expert advice, investor-ready home designs, and a trusted local team that treats your investment like their own.
Ready to take the next step?
